Cat Insurance

You can start your Argos Pet Insurance policy from when your kitty is 8 weeks old, right up to their 10th birthday.

Once you’re signed up you can carry on with the insurance for the rest of your cat’s life.

While covered, you must take proper and reasonable care of your pet – and of course, keep on top of those recommended check-ups and vaccinations.

These refer to any condition or symptom, or anything related to it, that you were aware of or has been noted and/or investigated by a vet before the policy start date. If you do have medical history tell us and we’ll be honest with you on what we can and can’t cover your pet for.

Once your pet suffers from a medical condition it can become very difficult to get another insurer to offer cover for that condition. This means you could be stuck with an insurer to ensure that your pet’s pre-existing condition remains covered. So, it is important that you take the time to select your pet insurance company based not just on cost, but on other factors.

Whilst we will insure your cat without having had vaccines, if it catches an illness it could have been vaccinated against, we won’t cover your vet costs.

Your pet is not covered for routine dental work such as cleaning. However, your pet will be covered for dental treatment if caused by an illness, accidents and injuries, providing there is evidence of having had dental check-ups as recommended by your vet and any advice received is followed up within 6 months.

We won’t insure any pet that is used for commercial breeding or monetary gain.

We won’t pay out claims for any incident outside the territorial limits of the United Kingdom, Northern Ireland, Isle of Man, Channel Islands, Eire and the Member Countries of the Pet Travel Scheme (non-EU listed countries as defined by DEFRA are excluded).

We will only cover putting your cat to sleep if it’s for humane reasons or to stop incurable suffering. We will not pay for this if it is by order from any government, local authority or anyone with jurisdiction in the matter.

If your cat is aged 10 or older, we wouldn’t pay out on a claim for death from illness.

Please note, this is not the full list of exclusions. Download our policy document for the full list.

£15 Argos e-gift card Nectar Terms & Conditions^ Offer Terms and Conditions: 1. This offer is open to customers who purchase a new pet insurance policy before 28th February 2022 quoting WEB15 2. To redeem your eGift card, customers must supply a valid email address when purchasing pet insurance. This will be used to email your eGift card over to you. 3. To qualify, the policy must not have been cancelled in the first 3 months after the policy start date. 4. eGift cards will be dispatched within 14 days after the 3 month qualifying period. 5. eGift cards can be used in full or part payment for goods in any UK Argos store and online at argos.co.uk, including current offers, at the prevailing prices listed. 6. eGift cards cannot be used for purchases made over the phone. 7. eGift cards cannot be used for the purchase of other gift cards or vouchers. 8. All items are subject to availability. 9. The eGift card cannot be redeemed for cash or returned under the Argos 30-day guarantee, and cannot be re-sold or re-tendered. 10. Argos Ltd reserve the right to decline or withdraw the eGift card at any time. 11. Issued by Argos Ltd, 489-499 Avebury Boulevard, Milton Keynes, MK9 2NW. 12. The promoter is the Home Retail Group Insurance Services Ltd (HIS) who reserves the right to alter, cancel or withdraw the offer without prior notice. 13. The offer will be provided by HIS. 14. The customer name and email address will be forwarded to Sainsbury’s Bank for them to fulfill this promotion and the details will not be used for any other purpose. 15. No alternative is available and the offer is not transferable. 16. The email including your eGift card may be sorted in to junk folders by certain email providers, please ensure you keep an eye on this too.

Multi-pet discount is a minimum of £24 when insuring more than one pet as this is worked out at £1 per pet per month for each pet. Pets can have different cover levels. Discount deducted separately from any other offer.

Argos Limited is an Appointed Representative of Home Retail Group Insurance Services Limited (HIS). HIS is authorised and regulated by the Financial Conduct Authority (register number 314050). Registered office: 489-499 Avebury Boulevard, Milton Keynes, MK9 2NW (registered in England and Wales, no 04109436).  HIS act as an introducer to Pinnacle Insurance plc, who sell, administer and underwrite the policy and who are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (register number 110866). Registered office: Pinnacle House, A1 Barnet Way, Borehamwood, Hertfordshire, WD6 2XX (registered in England and Wales, no 01007798) . HIS and Pinnacle Insurance plc are not part of the same corporate group.