What to know about Kitten Insurance?
Under 8 weeks old
Policies can start as soon as your kitten turns 8 weeks old. If your kitten turns 8 weeks old within 30 days, you can take out a policy and set the start date for the day they turn 8 weeks.
While it is not the law to microchip your kitten (they’re free spirits and tend to roam), it is still recommended. If your cat were ever to go missing, the chip with your details could help you be reunited. The cost of microchipping your cat is not covered by insurance.
Your vet will advise on when your kitten should receive their vaccinations, this can be around 9 weeks of age and a booster around 3 months. The cost of vaccinations are not covered by insurance. Be aware, conditions that your kitten should be vaccinated against are not covered if you’ve failed to vaccinate.
Neutering your kitten
The cost of castrating or spaying your kitten is not covered by insurance.
Flea and worming treatment
You should think about flea and worming treatment and be aware that treatment will be ongoing throughout your kitten’s life. Flea and worming treatments are not covered as part of your insurance.
Conditions in the first 14 days
Conditions that your kitten comes down with in the first 14 days are not covered. After 14 days, you will be able to claim for any new conditions; it cannot be a condition that happened in those first 14 days.
Injuries in the first 3 days
Injuries or incidents of poisoning that happen to your kitten in the first 3 days are not covered. After 3 days, you will be able to claim for any new incidents, but it cannot be from an incident that happened in those first 3 days.
When your cat reaches 10 years old, your excess will change from £99 to the greater of £99 or 20% contribution toward each vet claim made. Please note these values are subject to change.